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+--- Thread: Just my luck? (/showthread.php?tid=2843)
Just my luck? - Saraj - 23-12-2017
My car has been hit outside, its snowed again here, the guy slammed on his brake at top of hill and went straight into mine.
Will post pics soon
But need advce as always
I had it on Third Party, Fire and Theft with Motor Legal Cover all with Direct Line.
What would this mean, not being my fault, my car being parked and neighbour as witness and him admitting fault?
hock: :crying:
Just my luck? - steviewevie - 23-12-2017
Aaarrgh, bad luck mate :crying:
But if you've got a witness then that's great, though you shouldn't need it really since you were parked up so the insurance company will know it's the other guy's fault.
It should all be covered by his insurance.
Just my luck? - Lexusboy - 23-12-2017
As your not to blame then your be ok mate your get your car repaired with no cost to you.
However this will flag up on your insurance, and as your having issue it will not be any easier to find insurance for you...
Just my luck? - Saraj - 23-12-2017
steviewevie Aaarrgh, bad luck mate :crying:
But if you've got a witness then that's great, though you shouldn't need it really since you were parked up so the insurance company will know it's the other guy's fault.
It should all be covered by his insurance.
if it was going to happen its me ! and my family have gone to trafford centre and said if you want to come ill have to take my car as not enough space in one, and i decided no, if i had gone this would have not happened !
hope my insurance dont c*o*k about
Just my luck? - Sparkystav - 23-12-2017
You dont even need to tell your insurance!
you can use a third party broker
Just my luck? - TommyH - 23-12-2017
The most important thing is not to forget to update your sig, sorry mate, couldn't resist.
On a serious note, could have been worse mate, glad you and your family were not in the car.
Just my luck? - Saraj - 23-12-2017
Tommy20165 The most important thing is not to forget to update your sig, sorry mate, couldn't resist.
On a serious note, could have been worse mate, glad you and your family were not in the car.
Lol Lol Lol I was literally laughing my head off !!!
Yh glad no one was in car !
Will update my sig now !
Just my luck? - FirebirdPhil - 23-12-2017
Good that your all safe, you never know they may write your car off and then with that and all the money from overtime it "could" be Lexus time again!!
Just my luck? - Saraj - 23-12-2017
2tongues Good that your all safe, you never know they may write your car off and then with that and all the money from overtime it "could" be Lexus time again!!
I wish, wont get much paid out for the car, think it will be write off due to what its worth, have no overtime money as thats gone on credit cards and wife and kids holiday to Pakistan (she not seen her family for 5 years !)
Not sure what Im going to do if they write it off
Just my luck? - FirebirdPhil - 23-12-2017
Argue with the assessor until they give you a figure you like then go get another car.