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+--- Thread: Ahhhhh nuts!! bumped (/showthread.php?tid=5196)
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Ahhhhh nuts!! bumped - todd - 16-06-2018
Well popped out today for a coffee from a local garage, just about to leave the counter when the manager comes over to me and tells me that a lorry has just hit my car!!
![[Image: IMAG0075.jpg]](https://lh4.ggpht.com/__au3oYfoKLQ/TFA5__3MayI/AAAAAAAAOao/Rj74xd9amuU/s800/IMAG0075.jpg)
![[Image: IMAG0076.jpg]](https://lh4.ggpht.com/__au3oYfoKLQ/TFA6Bg11EWI/AAAAAAAAOaw/1zys_rEaO7c/s800/IMAG0076.jpg)
Was a big car transporter, not only did he gouge the bumper but the tyre and alloy also have a big lump taken out of them
Thankfully the insurance is paying for it, no affect on my NCD or excess
Ahhhhh nuts!! bumped - Dan_Turism0 - 16-06-2018
might affect your premium though mate
Ahhhhh nuts!! bumped - todd - 16-06-2018
I know, one of my pet rants.
Protected NCD and all that jazz means nothing as they'll stiff you come renewal time, funny thing was I was explaining all this to my neighbour last night LOL
Ahhhhh nuts!! bumped - Lexusboy - 16-06-2018
Sorry to see this mate
Ahhhhh nuts!! bumped - Moley - 16-06-2018
did the to$$er stop ??
Ahhhhh nuts!! bumped - dodgydave - 16-06-2018
I presume you mean his insurance is paying, in which case it wont effect your premium as its not your fault.
Ahhhhh nuts!! bumped - todd - 16-06-2018
Yeah, the manager of the petrol station saw the whole thing and did an incident report the lot, so I had a witness report as well as the fact the was no-one in the car.
Dave, never mentioned but it was a english driver in an irish registered wagon, so technically a foreign wagon!!
As I said before, not going to cost me a bean but even with no fault accidents, can still affect your premium.
Ahhhhh nuts!! bumped - Moley - 16-06-2018
But you just put it through his insurance , and your's will not have to do anything .
So you wont be affected one bit , just scratch another panel that you want sprayed mate
Ahhhhh nuts!! bumped - todd - 16-06-2018
Believe me, no fault accident will affect your next premium
Happened to me twice over the years, mind my wee brother got t-barred at a junction and even though it wasn't his fault, his premium also went up the following year.
Ahhhhh nuts!! bumped - garyskisplym - 16-06-2018
Sorry to hear that but glade getting it all sorted