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+--- Thread: Insurance renewal (/showthread.php?tid=1184)
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Insurance renewal - parthiban - 23-07-2017
Think I did this last year too, but my insurance renewal has really confused me again! Came through the post at £557.46, and as I've now hit 4 year NCB thought I'd do a quick quote online before ringing them up for how much it would be with NCB protection on.
This instantly came in a bit cheaper at £602.93, but this wasn't a big surprise as that's normally the case that you save about £30 with a new quote.
However the big surprise came when I put the same thing through Confused.com and the price came out with protection at £518.98 (which is a huge saving from my original quote). I've now renewed at that price which I'm quite pleased with but I can't understand how they can pay a commission to confused.com and still be so much cheaper than selling directly themselves!
When I speculatively added the exhaust modification that I've been thinking about, the original quote had no difference in price but the confused quote jumped up £40 which again doesn't really make a whole lot of sense but I've left that off for now anyway as I'm a bit confused which one I'm going for.
In any case I'm pretty happy, but wish I understood how car insurance works!
Insurance renewal - Sparkystav - 23-07-2017
Hmm very odd.
shows it pays to shop around everywhere, not just comparison sites!
Insurance renewal - steviewevie - 23-07-2017
My insurance is coming up very soon, so I need to do some shopping around too.
Insurance renewal - Saraj - 23-07-2017
yh im not looking forward to Direct Lines renewal quote in november and will probally shop around, thing is my premium probally be so high it will be in the region of 1500-1800 and yes thats for my astra.
if i took the new one out with a different company and pay monthly then i would need atleast a 500 deposit, so instead im planning to pay what ever the full price is up front.
well its a plan
Insurance renewal - parthiban - 23-07-2017
Shopping around is vital with car insurance more so than with anything else!
I always tend to check all the major insurers own websites, and then the comparison websites to check who's cheapest, and for some reason two years in a row now admiral via confused.com has come out on top by a huge margin.
The other weird thing is that no one else even comes close to admiral's price, next cheapest was around £900 which also makes no sense as I'm hardly high risk anymore (I guess it could be the fact the car's modified, if only mildly)
Insurance renewal - Lexusboy - 23-07-2017
Guys give Andrian Flux and Sky the opition of trying to lower your premium.
Insurance renewal - parthiban - 23-07-2017
Lexusboy Guys give Andrian Flux and Sky the opition of trying to lower your premium.
I did try them the last few years but every year they quoted me over £1000 so didn't even bother this year.
Insurance renewal - steviewevie - 23-07-2017
I'm with Sky at the moment, and their renewal quote seems pretty decent. I'll definitely talk to Adrian Flux too though, and see what they can offer me. Sky's renewal note claims to guarantee that they will be the cheapest though, which is interesting.
Insurance renewal - parthiban - 23-07-2017
steviewevie I'm with Sky at the moment, and their renewal quote seems pretty decent. I'll definitely talk to Adrian Flux too though, and see what they can offer me. Sky's renewal note claims to guarantee that they will be the cheapest though, which is interesting.
I was actually tempted to ring Zurich who are doing that promotion of guaranteeing to beat your cheapest quote, but been happy with Admiral so no need to switch
It's weird that Sky and AF haven't been that competitive as far as I'm concerned when so many have done well, I live in a nice area, my car's not overly modified and I'm not 19 anymore.......
Insurance renewal - steviewevie - 23-07-2017
There's so many factors that I think are included in insurance quotes, things can vary quite wildly. When I originally asked AF for a quote they were miles too expensive, but I'll try them again since some of those factors could have changed, so they might be more competitive this time. Although Sky have given me very good service so far, I'm quite happy with them.