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Need advice on car insurance - Saraj - 21-09-2017

Hi everyone,

Right got a my renewal today from Direct Line, well you can call it a renewal as Direct Line have felt the need to not continue with insuring me in the future.

So Ive been refused, which is not ideal

Would I be able to buy another brand new policy on there website? I can quote and very decent ones compared to everybody else.

Or would it be refused once its been processed?

Im going to contact SKy and AF to check quotes.


Need advice on car insurance - kam05 - 21-09-2017

All insurance co's will want to know if you have been refused insurance in the past.

I think DL will refuse you again if you try to buy online (as a new customer).


Need advice on car insurance - Saraj - 21-09-2017

kam05 All insurance co's will want to know if you have been refused insurance in the past.

I think DL will refuse you again if you try to buy online (as a new customer).

alot of the comparison sites ask you, about refusal, quotes from companies direct on there website dont, would this matter, if for example i took out a policy with TSB and they dont ask the question, would I have to ring them and declare the information


Need advice on car insurance - Saraj - 21-09-2017

Just spoken to Sky, they cant quote me in my postcode lol

Tried Adrian put on hold for ages


Need advice on car insurance - Saraj - 21-09-2017

Gord i thought insurance company could not refuse to cover anyone ? as its law to have insurance, put the price up very high yes, but refuse ?

Now if every insurance was to refuse you cover, what could you do to get insurance ?

this is the thing, they refused to renew and say they given me enough time to make alternative insurance

but i can get a decent quote off them on the net? cheapest around just in my name.

TSB wont even provide a quote.


Need advice on car insurance - Saraj - 21-09-2017

just done a comparison using moneysupermarket.

declared everything including that i been refused insurance

cheapest 3.5k Confusedcared:

and 3/4 of the insurer refused to provide a quote

im in trouble Confusedad:


Need advice on car insurance - Lexusboy - 21-09-2017

Andrian flux have Dan on the forum send him a pm @ dan@adrainflux and he will arrange a person to phone you.


Need advice on car insurance - Saraj - 21-09-2017

Lexusboy Andrian flux have Dan on the forum send him a pm @ dan@adrainflux and he will arrange a person to phone you.

thanks, ive just put a request through via they website for them to phone me tomorrow morning, when im not at work, see how that goes

oh well got 26 days to sort this out


Need advice on car insurance - steviewevie - 21-09-2017

I think you are going to find problems, especially because you've been refused insurance now (you have to declare that, don't try and get away without saying).

Your best bet is probably to find a company who specialises in people who are difficult to insure, they sometimes get advertised in car mags etc. Speaking to Adrian Flux would of course be a good idea too.


Need advice on car insurance - parthiban - 21-09-2017

I'm with Gord, seems very odd that they've just refused instead of putting the price up really high. Are you a very troublesome customer? :p

As others have said, you will need to tell any future insurer that you've been denied cover - they will say nothing about it now, but as soon as you need to make a claim they will refuse cover on that basis.